Privacy Policy

Privacy Policy

Introduction

Welcome to https://car-finance-scandal.dreamdwellings.net (hereinafter referred to as “Car Finance Scandal,” “we,” or “our”). We are dedicated to maintaining a transparent and secure online environment for our users, and this Privacy Policy outlines how we handle your personal information. Our commitment is to protect your privacy in accordance with various international data protection laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Sales Practice Act (UCPA), Utah, USA
  • Connecticut Publicly Available Records Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA), South Africa

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

  • Our official website at https://car-finance-scandal.dreamdwellings.net
  • Any mobile applications or software we offer
  • Services and products provided through our platform
  • Interactions between users and our team via emails, phone calls, text messages, or other communication channels

Important Note: This policy does not extend to external platforms, applications, or services accessed through links on our site. These third-party entities have their own privacy policies, and we encourage you to review them before using such services.

Processing Activities

This policy outlines the practices related to:

  • Using our applications and services as an authorized user
  • Visiting websites linked to this Privacy Policy
  • Engaging with our communications, including newsletters, promotional emails, or direct messages

Personal Data Collection

We collect various categories of personal data for different purposes. These include:

  • Account Information: Details required to create and manage your user account, such as name, username, email address, and password.
  • Payment Information: Credit/debit card details, billing addresses, and payment transaction records used for financial transactions.
  • Financial Information: Savings account numbers, investment portfolios, or other financial data relevant to our financial services.
  • Purchase Information: Product/service purchases, order history, and preferences.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device ID, and location data.
  • Location Data: Geographic coordinates and information about your physical whereabouts, obtained through GPS or similar technologies.
  • Feedback: Comments, reviews, surveys, and other user-generated content that you choose to share with us.
  • Social Media Information: Publicly available data from social media platforms when users interact with our content or engage with our social media accounts.
  • Product Information: Details about products or services you have expressed interest in or purchased.

We gather this data through direct user input, interactions with our systems, and the use of automated technologies, including cookies (explained below). Additionally, we may receive personal data from third parties who assist us in providing services, subject to their privacy agreements.

Cookies

We employ cookies and similar tracking technologies for several purposes:

  • Strictly Necessary: These cookies enable core functionalities such as user login, account management, and website navigation.
  • Preference: They remember your preferences, language settings, and other customization options to enhance your experience.
  • Analytics: Analytics cookies help us understand how our site is used, track user behavior, and improve our services.

Users can control non-essential cookie preferences through our Cookie Manager. Please note that disabling certain cookies may impact your user experience.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected or as required by law. The retention periods vary depending on the type of data and its usage:

  • Account information and transaction records are typically kept for the duration of your account’s active status and for a period after that to comply with legal obligations.
  • Financial and tax-related data may be retained for extended periods due to regulatory requirements.
  • We will delete or anonymize unused personal data when it is no longer required for the purposes stated in this policy.

Your Rights

Depending on your location, you are entitled to certain rights regarding your personal data:

  • Access: You can request access to the personal data we hold about you and its usage details.
  • Rectification: The right to have inaccurate or incomplete personal data corrected.
  • Erasure (Right to be Forgotten): In some jurisdictions, you can request the deletion of your personal data.
  • Restriction: You may limit our processing of your data under certain circumstances.
  • Portability: The ability to receive your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Oppose the processing of your data for specific or all purposes.
  • Non-Discrimination: You have the right to take legal action if you believe we have discriminated against you based on certain personal characteristics.

To exercise any of these rights, please contact our Data Protection Officer at the details provided in the ‘Contact’ section below. We will respond to your requests as quickly as possible and within the timeframes prescribed by applicable law.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any significant changes will be posted on our website with an updated effective date. We encourage you to review this page periodically for the latest information on our privacy practices.

Contact Information

If you have any questions, concerns, or requests regarding your personal data, our privacy practices, or this Privacy Policy, please contact us:

  • Email: [email protected]
  • Postal Address: Car Finance Scandal, Data Privacy Team, [Street Address], [City, State, Zip Code]